1. Americans Are Living Longer Than You Think – Are You Prepared?

Planning for retirement requires accounting for longevity, which is arguably the most critical factor. Longer lifespans increase the risk of outliving your assets. Given the numbers, it is prudent to prepare for a retirement that could last 30 years or more. A comprehensive plan should generate sustainable lifetime income while also accounting for the potential healthcare expenses that often accompany increased longevity. — Lincoln Financial Group

2. The Stock Market Rally: Buy Or Fade It?

Last week, the stock market rally was one of the best performances in nearly a year. The S&P 500 surged 3.4%, the Nasdaq climbed 4.4%, and the bulls declared the correction over. As I have stated before, having watched markets for more than 35 years, I have come to recognize the difference between a relief rally and the end of a corrective cycle. So far, this remains a relief rally until overhead resistance is broken through and successfully retested. The question that matters now is whether the stock market rally has the institutional support to break through those resistance levels, or whether Monday’s open will reveal the reversal was already finished before most investors realized it started. — Lance Roberts

3. Your Clients Are Using AI Without You—And 83% Are Already All In

Likely of little or no surprise to advisors, retail investors are enthusiastic about artificial intelligence (AI) and this extends beyond simply allocating capital to “hot” AI stocks or funds. In many cases, advisors aren’t custodying all of a client’s assets. Whether it’s a high-net-worth customer or a younger client just starting out, they’re likely to have discretionary accounts, implying the advisor isn’t their only source of advice or information. It’s a safe bet that AI is informing some of their investing decisions that are outside of the advisor’s purview. — Todd Shriber

4. Beyond Estate Planning: Wealth.com’s 2026 Vision Signals a Platform Power Shift

Wealth.com Product Keynote: The 2026 EstateCon product keynote unveiled Wealth.com's broader vision beyond estate planning, highlighting Tax Planning, Ester AI, and the company's expanding capabilities. — Wealth.com

5. AI and Aging: Cognitive Crutch or Thinking Cap?

With so much having been written on AI, I’ve hesitated to weigh in on how it impacts an aging population. But as an advisor and somebody who cares deeply about his senior clients, I’d like to carve out a few observations on AI—the ones I actually use with my clients, friends, and family. The simplest way I’ve found to think about artificial intelligence is this: AI doesn’t replace you. It exposes you. — Tom West

6. Advisors Built on Returns Are Losing Ground to a New Kind of Value

The job description for a financial advisor hasn't been formally rewritten. There's no industry-wide announcement, no regulatory memo, no conference keynote that declared the old model obsolete. The shift is happening anyway, quietly, structurally, and faster than most of the people inside the profession seem to recognize. For decades, the core of the advisor value proposition was straightforward: I will help you invest wisely, protect your assets, and grow your wealth over time. The advisor was, at bottom, a portfolio person. Clients came for returns. They stayed because of returns. They left when returns disappointed. Everything else — the planning, the conversations, the relationship — was important context, but the investment performance was the product. — Tim Sprinkle

7. The Sale Is Over Before It Starts: Why Prospects Pick You in Advance

My friend Adam Gray posted something on LinkedIn this week that stopped me mid-scroll. He was breaking down the 2025 6sense Buyer Experience Report, and one stat in particular hit like a two-by-four: “By the first day of the buyer journey, 95% of winning vendors are already on the short list.” Read that again. Ninety-five percent. — Mike Garrison

8. Why Do Clients Pay for Professional Advice?

If you are a financial professional, you are selling a service costing more than a person would pay if they chose the Do It Yourself (DIY) route. Before you start selling your service, it makes sense to understand why someone would pay for another to do that task. — Bryce Sanders

9. Winter Proof Your Bitcoin Exposure

Bitcoin has been hovering around $70,000 in recent weeks, its lowest level since late 2024. Whether this represents an inflection point or the start of a more extended consolidation, Calamos Protected Bitcoin ETFs can provide risk clarity through predefined maximum loss, efficient exposure via higher allocations, and flexibility to migrate between protection levels as conviction evolves. The April Series resetting on April 7 affords an attractive entry point for the next one-year outcome period. CBOA, CBXA, and CBTA provide 100%, 90%, and 80% protection levels, respectively, with upside caps commensurate with their protection levels. For investors seeking compelling potential returns and low correlation to traditional assets, this may be the most sensible way to gain exposure with defined risk. — Calamos

10. Think Nvidia’s Best Days Are Over? Think Again.

We recommended Nvidia in Disruption Investor in September 2020, when it was a $320 billion company. After such a spectacular run, the question every investor is asking is: Can it keep delivering? When a stock rises this far, this fast, the natural assumption is that the easy money has already been made. Case in point: NVDA has gone nowhere for the past eight months. A lot of investors have given up on it. But as I’ll show you, this is a big mistake. Nvidia is on the verge of another big run. It has to do with its latest, game-changing product. — Stephen McBride

11. Billions in Crypto Risk Being Lost Across Generations

I recently tried to cash in a bitcoin. It’s a physical bitcoin that is active, and I have the bitcoin address. Then I realised I had lost the private keys to use it and, well, you can guess. It made me realise that, if I wasn’t around, what would happen to my crypto investments? How would my family, who are far less techie than me, survive? — Chris Skinner