You can do everything right, save consistently, invest wisely, build a retirement plan, and still be one accident away from financial devastation. 

Why? Because many of us unknowingly overlook one critical piece of protection: uninsured and underinsured motorist coverage (UM/UIM).

In this episode of The Retirement Engineer, Jim Kruzan, CFP®, CRPC®, sits down with Mike Kane, a Personal Injury Attorney and Former U.S. Marine, to break down how this often-skipped coverage works, who it helps protect, and why so many people, even financially savvy ones, miss it.

What to expect:

  • What UM/UIM coverage actually does (and doesn’t do)
  • Why high-income professionals are often underprotected
  • Real stories from accident victims caught off guard
  • How to take action with your insurance agent, today
  • And more!

Related: Panicking About the Market? Here’s the Calm, Strategic Play