Chris Skinner

Why Most Banks Will Fail at AI—And Don’t Even Know It Yet

AI, which everyone is desperately trying to plug into systems that were never designed for intelligence. And that’s the problem.

May 18

Crypto

When Digital Money Funds Power: Crypto’s Growing Role in Political Systems

Well, let’s dig into the detail as this is not about innovation in payments or the future of money. It’s about power.

May 5

AI

AI Is Becoming Your Operating System—Are You Ready?

The challenge is reinventing the enterprise for a world where machines don’t just support decisions, but increasingly make them.

Apr 29

Crypto

Tokenization and AI Are Building a Whole New World of Money

Those tokens were essentially the first abstraction of value – a way to represent ownership without moving the underlying asset.

Apr 22

Crypto

Billions in Crypto Risk Being Lost Across Generations

Made me realise that, if I wasn’t around, what would happen to my crypto investments? How would my family, who are far less techie than me, survive?

Apr 6

Crypto

Trade Bitcoin With Just Your Heartbeat

Here’s my vision of the near-term future. Money, investing, saving, trading will be just like Siri and Alex.

Mar 24

Crypto

Digital Assets, Stablecoins, and Rise of Intelligent Compliance

We saw it with the internet, with mobile banking, with fintech—and now we are seeing it again with digital assets and stablecoins.

Mar 18

Crypto

Cryptocurrencies Are Rife With Scams and Money Laundering

Cryptocurrencies are rife with scams and money laundering. It just reflects the same things we see in traditional financial services.

Feb 19

Fintech

AI Isn’t Taking Over—It’s Learning To Work With Us

Many movies, media and headlines portray AI as frightening. It’s going to take out jobs, bring robocop to the streets and take over our lives.

Feb 7

Research

Are We Ourselves From Day One? Nature, Nurture, and That First Spark

How much of your personality is genetic versus environmentally developed? Is it nature or nurture?

Jan 28

Fintech

Post-Quantum Security Is Becoming a Requirement for Money

Put that in context: it means that most cryptocurrencies and bank encrypted systems will be broken in the next twenty years.

Jan 27

Crypto

Why 2026 Will Be the Most Important Year in Fintech and Crypto Since 2008

Pointing to a world defined less by individual products and more by systemic shifts in how economies, institutions, and people interact with technology.

Jan 13

Fintech

Nothing Is Real Anymore: Why Deepfake AI Defined 2025

AI and AI hype from Agentic AI to AGI Artificial General Intelligence to Robots, chatbots and more but, for me, it has been the year of Deep Fake AI.

Dec 30

Fintech

Digital ID Is Inevitable—but Who Controls It Will Decide Everything

Many governments around the world are developing digital IDs, inspired by the success of Aadhaar in India, the world’s first major scheme.

Dec 26

Fintech

Stripe Offered $1.2 Billion. They Said No. Now Airwallex Is Worth $8 Billion.

Today, they’ve just shared that their latest valution is $8 billion valuation, based upon $1 billion in revenues ARR.

Dec 16

Fintech

The Rise of AI Girlfriends: Have We Given up on Dating Each Other?

Are we giving up on dating and instead putting all of our demands onto digital people who are programmed to behave and speak exactly how we want?

Dec 9

Fintech

The Third Technology Revolution Is Here: Why the Intelligence Era Will Eclipse Digital and Mainframe

I would claim that the second revolution culminated in smartphone connectivity and cloud computing.

Dec 5

Fintech

Don’t Believe What You See: How AI Deepfakes Are Costing Millions and Growing Fast

The critical factor here is that scams using AI and deep fakes will be persistent and growing over the next decade.

Dec 1

Fintech

The Rise and Fall of Human Interaction

We are now socially interacting digitally far more globally on Instagram and TikTok, but interacting far less socially face-to-face. Is this good or bad?

Nov 28

Fintech